Robert Henderson Jr,CFP

The amount of money spent during the holidays may end up creating a financial constraint after the holidays. Studies show that most people spend hundreds of dollars on gifts, food and events, increasing their expenditure to unbearable amounts. What are some of the strategies that a person can use to ensure they survive the festival expenditure and have enough for the rest of the time? Some of the tips to help in the process include;
Making a list
Write down the list of the people one offers g...

The holiday season is a time when everyone owes it to themselves to be festive. In Miami, there are quite a few fun things to do to embrace the holiday spirit and make some memories.
Thanks to Santa’s Enchanted Forest, Florida residents can get away from it all without having to venture far. The biggest holiday-themed parked in the world, it’s open from November 1st until January 6th. Festivities include holiday style karaoke and a nightly light show. The park features South Florida’s biggest...

Key West has more to offer than just beaches and bars. There are a variety of attractions that tourists travel from all over the country to see. For those who aren’t beach bums, there is a whole different world to explore.
Ernest Hemingway Home & Museum
One popular attraction is the Ernest Hemingway Home and Museum. Held in a Spanish colonial-style mansion that dates back to 1851. It was the home of its namesake author and his wife. Many of the couple’s personal belongings remain on display i...

Your personal finances require regular maintenance. When was the last time you reviewed your budget? Do you have a suspicion that there are cheaper options for some of your regular bills, but haven’t taken the time to look into it yet? Are you using all of your subscription services?
Don’t let these questions cause you to stress! Put aside a little time to take a closer look at your personal finances. By taking care of a few routine updates to how your money is handled, you’ll have less stres...

The summer season is quickly coming to an end. With the oppressive temperatures finally starting to drop, this is the perfect time to explore Miami’s beautiful city. The escape outside is something everyone needs after being stuck in the house for far too long. These are the four best things to do in Miami right now.
Everglades National Park
Everglades National Park is one of the premier attractions in Miami. The beautiful wetlands are simply unlike any other place in the world. You can take ...

Saving money can be a challenge. Even when you cut out unnecessary things that affect your bank account, essentials like grocery shopping and gas money can surprise us by spiking unexpectedly.
Some people are not confident in their ability to manage their money. Thankfully, apps exist to help manage your funds so that you do not lack the necessities. All you have to do is download them on your mobile device and check them routinely.
Here are some of the best apps to help make managing your mo...

The weather may be heating up, but Miami is as hot as ever when it comes to summer activities. Check out some of these ideas.
Excellent to catch some rays, get a tan or just people watch, Miami Beach is packed with beautiful people, beautiful sights, and plenty of palm trees. Catch a wave!
From the neon buildings on Ocean Drive to the colorful murals and installations that grace the area near-round, this area has the makings of a cultured afternoon. Grab a bite to eat and then spend the after...

How to handle finances has always been a challenge for most people. The little yet essential details of managing and handling debt, savings, and expenditures are hardly taught in formal schooling. Therefore, it is necessary to always look for alternative means of information that is practical and proven.
There is still no substitute for the information that you can find in the best financial books. The authors of these books share their experiences and the lessons they have learned to get the...

Those visiting Miami should know that locals rave about the nightlife. As a party city, it has plenty of places where anyone can let their hair down after dark. With so many things to do, it’s never easy to get bored in Miami.
Ball & Chain
One of the best places to go at night is Ball & Chain, which is a popular spot for locals. Known for its live music, this venue hosted performances by legendary musicians such as Chet Baker, and Billie Holiday. Even today, bands play there regularly. A nigh...

A financial advisor is responsible for more than just advising their clients in stock market trading; they are crucial components in all aspects of effective financial planning. Their main goal is to educate and provide plans to individuals so they can better manage their finances.
This includes a diverse range of services, such as estate and retirement planning, debt management, budgeting, and taxes. The term financial advisor is an umbrella term for a variety of different financial planners...

As of 2018, the estimated population of Miami, Florida, sits right below 480,000 people. Miami is known for its vibrant neighborhoods and an outdoor embracing lifestyle. Whether you are looking to stay near the beach, looking for something more urban, Miami neighborhoods have something to offer everyone.
Coconut Grove
Known as “The Grove” to Miami locals, Coconut Grove boasts a laid-back, romantic atmosphere. Regardless of the time of day, take a stroll through Peacock Park and onto the marin...

Whether you call it rebalancing or updating, adjusting your investment portfolio ensures that you don’t get stuck with toxic finances. Investment portfolios consist of every investment asset that you own, so the strategy that you invest through, regardless of its success, is bound to change—even if it’s in small ways.
Periodically
Consider setting a specific timeframe to adjust your investments routinely, for by doing so, you remain flexible without becoming impatient. What you want to avoid ...

Creating, balancing, and maintaining a budget is one of the crucial life skills to learn as an adult. Without knowing how much you have from week to week or month to month, there is no realistic way to plan for a financial future or have the security of knowing your bills will be paid on time.
The first step towards creating a budget is understanding exactly how much income you have before all required bills need to be paid. Your expected income should include employer wages, investment incom...

As of 2018, the estimated population of Miami, Florida, sits right below 480,000 people. Whether they live near the beach or outside of the downtown area, Miami is known for its vibrant neighborhoods and an outdoor embracing lifestyle. Whether you are looking to stay near the beach, looking for something more urban, Miami neighborhoods have something to offer everyone. The following are just a few of Miami’s coolest neighborhoods!
Miami’s Design District
Known as the trendiest zip code in Mia...

It’s best if you evaluate your financial-advisor candidates before choosing one. If you already have a fiduciary to guide you through your financial decisions, then you need to ask that financial advisor about what they’re achieving. Learning more about what a financial advisor does can help you to find the right one and ensures that they’re achieving relevant objectives. Here’s an overview of the core questions to ask a financial advisor:
What are the Real Costs?
Most-financial advisors with...